mChoice™ Banking is a next generation choice in banking best designed for today’s busy lifestyles. Banks can now open personal branches in every customer’s mobile handset and allow bank customers to conveniently carryout secure banking transactions ranging from regular fund transfers, utility bill payments to mobile topups via SMS, WAP, J2ME, STK or IVR. With mChoice™ Banking, we enable banks to accelerate roll-out of essential mobile financial services without jeopardizing the security and intuitiveness of the mobile interfaces.

Key features :

• Fund transfers between accounts
• Bank account balance enquiries
• Account statement requests
• Cheque realization/cancellation requests
• Significant balance change alerts
• TopUp mobile phones
• Credit card balance enquiries
• Utility bill payments
• Credit card payments
• Foreign exchange
• Personalized tickers
• Supports multiple operators & banks
• Facility to integrate with financial switches/hubs
• Supports interactive SIM tool kit
• Counter payments
• SMS TopUp
• e Wallet