mChoice Banking, a next generation choice in banking for today's busy lifestyles. It allows banks to open personal branches in every customer's mobile handset and enables bank customers to conveniently carryout secure banking transactions ranging from regular fund transfers, utility bill payments to mobile top-ups via SMS, WAP USSD or Java ME.

Key features :

• Fund transfers between accounts
• Bank account balance enquiries
• Account statement requests
• Cheque status requests
• Credit card balance enquiries
• Utility bill payments
• Credit card payments
• Foreign exchange rates
• Debit/Credit card transaction alerts
• Facility to integrate with financial switches/hubs
• Mobile phone Top-up via Bank account